Mirathify Terms of Service

Last updated: August 2025

Between: You (hereinafter referred to as, "You" or the "End User") and: Mirathify Inc. (hereinafter referred to as "We", "Us", or the "Site")

Thank you for deciding to use Mirathify (the "Services", "Mirathify", "we", "us" or "our"), a service provided by Mirathify Inc., located at [ADDRESS] and at [PHONE]. We have prepared the following so that you ("you", "your" or "End User") understand the uses and limitations of our Services. Please read the following terms and conditions (the "Terms") carefully, as they contain important information regarding your use of the Services. These Terms affect your legal rights and obligations. By accessing or using the Services, you acknowledge that you have read, understand and agree to be bound by these Terms. By agreeing to these Terms, which is a pre-condition of your subscription to the Services, you are confirming your acceptance of the Terms. If you do not agree to these terms, then you are not permitted to use the Site or Services.

1. Modification of the Services and terms of use

Except where prohibited by applicable law, we reserve the right to add, remove, modify, discontinue or otherwise change our website [https://www.mirathify.com/] (the "Site") or Services or to modify these Terms, at any time and without prior notice or with such notice to you. If we modify these Terms, we will post the modification on the Site. The date of most recent revision shall be noted at the beginning of these Terms. Changes are effective when such changes, modifications, additions or deletions are posted to the Site. It is your obligation to monitor the Site for any such changes. Your continued use of or access to the Site following the posting of any changes constitutes your acceptance of such changes. It is your responsibility to review these Terms regularly.

We reserve the right to change the Site at any time, without notice. To the extent permitted by applicable law, we may, at our discretion: (i) suspend your access to or use of the Site or any component thereof: (A) for scheduled maintenance; (B) if you violate any provision of these Terms; or (C) to address any emergency security concerns.

BY USING THE SERVICES, YOU: (A) REPRESENT AND WARRANT THAT: (I) YOU HAVE REACHED THE AGE OF MAJORITY IN YOUR JURISDICTION; (II) YOU HAVE THE CAPACITY TO ENTER INTO BINDING OBLIGATIONS; AND (III) ALL INFORMATION SUPPLIED BY YOU TO US THROUGH THE SITE IS TRUE, ACCURATE, CURRENT, AND COMPLETE; AND (B) AGREE TO BE BOUND BY AND COMPLY WITH THESE TERMS OF USE, AS UPDATED FROM TIME TO TIME IN ACCORDANCE WITH THIS SECTION.

2. We are not a law firm and do not provide legal advice

We offer an online Islamic will service called Mirathify through the website located at mirathify.com (the "Site"). Mirathify is not a law firm. The information we provide is for your own private use and does not constitute formal legal advice in any circumstance. Legal advice can only be provided by a qualified lawyer licensed to practice law in your jurisdiction. Our basic service (the "Basic Service") allows the End User to create an Islamic-compliant will online using self-service forms and Power of Attorney documents online (the "Materials"). If your matter is too complex to be addressed by our Services, you may need to consult a licensed lawyer to receive legal advice and you should not use our Services.

We may also provide additional services that you may elect to purchase, such as a subscription to store and make changes to your Materials or a premium subscription with access to additional features (the "Optional Services"). The details of these Optional Services will be disclosed on the Site. The Basic Service may also include the ability to store and make changes to your Materials depending on the particulars of your package. The Basic Service and any Optional Services are referred to collectively as the "Service" or the "Services".

Since Mirathify is not a law firm and does not provide legal advice, any communications between you and Mirathify may not be protected by legal privilege. Your use of the Services does not create a lawyer-client relationship between you and Mirathify.

We provide online tools to assist you with the preparation, execution and storage of your Materials and related information, including Islamic inheritance calculations based on traditional Sharia principles. We strive to keep our tools current and up-to-date; however due to rapidly changing laws and varying interpretations of Islamic jurisprudence, our tools are not guaranteed to be correct, complete or up-to-date and may be subject to interpretation by different courts or Islamic scholars. The law is a personal matter, and no general information or legal tool like the kind we provide can fit every circumstance. We do not review the Materials for accuracy or legal sufficiency, draw legal conclusions or apply the law to the facts of your particular situation.

In the event an error in your Materials is caused exclusively by Mirathify, Mirathify will use best efforts to correct the error at no additional cost to you.

You acknowledge that Mirathify does not independently evaluate, investigate, or otherwise conduct any due diligence regarding any data you provide to Mirathify and has no liability to you for any damage or loss concerning the accuracy of your data. Your data is your responsibility.

3. Islamic Legal Disclaimer

IMPORTANT RELIGIOUS DISCLAIMER: Mirathify provides Islamic inheritance calculations and guidance based on generally accepted principles of Islamic inheritance law (Mirath). However, you acknowledge and agree that:

3.1 Not a Religious Authority

  • Mirathify is not an Islamic religious authority, seminary, or organization of Islamic scholars
  • Our calculations are based on commonly accepted interpretations of Islamic inheritance law but do not constitute religious rulings (fatawa)
  • Different schools of Islamic jurisprudence (madhabs) may have varying interpretations of inheritance law

3.2 Scholarly Consultation Recommended

  • For complex inheritance scenarios, family disputes, or questions about religious compliance, we strongly recommend consulting with qualified Islamic scholars or religious authorities
  • You should verify that our calculations align with the specific Islamic legal traditions you follow
  • Local Islamic centers, mosques, and qualified Islamic jurists can provide personalized religious guidance

3.3 Jurisdictional Variations

  • Islamic inheritance principles may be interpreted differently across various Muslim communities and regions
  • Some Islamic communities may have specific customs or interpretations that differ from our standardized calculations
  • You are responsible for ensuring our service aligns with your community's accepted practices

3.4 No Religious Endorsement

  • Unless explicitly stated, Mirathify has not received formal endorsement from specific Islamic religious authorities
  • Our service is a technological tool designed to assist with Islamic inheritance calculations, not a substitute for religious guidance
  • We encourage users to seek appropriate religious validation of their estate planning decisions

4. Payment for Service

4.1 Basic Service Fees

Fees for the Basic Service, in the amount as stated on the Site and any applicable taxes (hereinafter referred to as "Basic Service Fees"), will be processed at the time you check out. We operate on a pay-what-you-want model with a minimum fee of $0, allowing users to contribute an amount they feel is appropriate for the service received. Once payment is processed, you will be able to view, download or email the Materials. We may change the Basic Service Fees structure at any time and from time to time without prior notice or with such notice as required by applicable law.

4.2 Payment Processing

Payment processing services for the Basic Service are provided by Stripe and are subject to the Stripe Services Agreement, available at https://stripe.com/legal. By agreeing to these terms or continuing to operate as a customer on Mirathify, you agree to be bound by the Stripe Services Agreement, as the same may be modified by Stripe from time to time. As a condition of using payment processing services through Stripe, you agree to provide accurate and complete information, and you authorize us to share this information and transaction information related to your use of the payment processing services provided by Stripe.

4.3 Optional Services

Fees for any Optional Service, in the amount as stated on the Site and any applicable taxes (hereinafter referred to as "Optional Service Fees"), will be processed at the time you checkout and will be subsequently charged as disclosed on the Site. We may change the Optional Service Fees at any time and from time to time without prior notice or with such notice as required by applicable law.

4.4 Refund Policy

You may notify us of your intent to cancel any Optional Service at any time and your cancellation will become effective at the end of your current billing period or as soon as possible at your option. You will not receive a refund for the remainder of the term. Although we do not normally provide refunds or credits for the Basic Service or any Optional Services, we do reserve the right to issue refunds or credits at our sole discretion. If we do issue a refund or credit, we are under no obligation to issue the same or similar refund in the future.

5. Keeping your data current

Notifications to the End User will be emailed to the email address you provide to us. We will use the most recent data that you provide to us. Failure to update contact details may result in inability to effectively notify Users or may result in sending notifications to an out-of-date party.

6. Liability

6.1 Jurisdictional Notice

THE LAWS OF CERTAIN JURISDICTIONS, INCLUDING QUEBEC, DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LEGAL WARRANTIES, CONDITIONS OR REPRESENTATIONS. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE EXCLUSIONS OR LIMITATIONS IN THESE TERMS (INCLUDING THE FOLLOWING LIABILITY LIMITATIONS) MAY NOT APPLY AND YOU MAY HAVE ADDITIONAL RIGHTS.

6.2 User Input Liability

We shall not be liable to you, or any third party, for any losses, damages, charges or costs arising from (a) any input errors caused by you; (b) omissions in the data you provide us; or (c) content you publish to the Site.

6.3 Damage Limitations

BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, OUR LIABILITY IN SUCH JURISDICTIONS WILL BE LIMITED TO THE EXTENT PERMITTED BY LAW.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL WE BE LIABLE, WHETHER BASED ON WARRANTY, CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR ANY OTHER LEGAL THEORY, FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR PUNITIVE DAMAGES; OR LOST PROFITS, LOSS OF USE, LOSS OF DATA, PERSONAL INJURY, FINES, FEES, PENALTIES OR OTHER LIABILITIES, IN EACH CASE, WHETHER OR NOT WE WERE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, RESULTING FROM OR RELATED TO THE SITE OR THESE TERMS.

FOR ANY OTHER DAMAGES, OR TO THE EXTENT THAT THE FOREGOING LIMITATION IS NOT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL OUR TOTAL AGGREGATE LIABILITY IN CONNECTION WITH OR UNDER THESE TERMS, OR YOUR USE OF, OR INABILITY TO MAKE USE OF, THE SITE EXCEED THE TOTAL AMOUNT PREVIOUSLY PAID BY YOU TO US IN THE 12 MONTH PERIOD PRECEDING THE EVENT FROM WHICH THE LIABILITY AROSE, OR $2,500, WHICHEVER IS LESS. FOR GREATER CERTAINTY, THE EXISTENCE OF ONE OR MORE CLAIMS UNDER THESE TERMS WILL NOT INCREASE THIS MAXIMUM LIABILITY AMOUNT.

provided, however this limitation of liability shall not apply to any fraud, criminal misconduct, wilful misconduct, gross negligence or malicious or dishonest acts or omissions.

6.4 Data Breach Protection

Subject to the limitations and exclusions of liability in (6.2) and (6.3) above, in the event of a data breach of our systems arising from our negligent act or omission in which your personal information has been disclosed to a third party, we will provide you with reasonable identity theft protection services on terms and conditions determined by us in our sole discretion.

6.5 Acknowledgment

You acknowledge that the forgoing limitations and exclusions of liability are reasonable in the commercial circumstances contemplated in these Terms and that we have relied on such limitations and exclusions in entering into these Terms.

7. Intellectual property rights

All intellectual property rights in the Site and Services, including but not limited to copyrights, trademarks, trade secrets, and patents, are owned by Mirathify or its licensors. You acknowledge that you do not acquire any ownership rights by using the Services.

8. Grant of limited license

Subject to these Terms, Mirathify grants you a limited, non-exclusive, non-transferable license to access and use the Services for your personal, non-commercial use only.

9. Protection of Site

You agree not to engage in any activity that interferes with or disrupts the Services or the servers and networks connected to the Services.

10. Registration and password

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

11. Physical device security

You are responsible for the security of the devices you use to access the Services and for preventing unauthorized access to your account.

12. Privacy

Your privacy is important to us. Please review our Privacy Policy, which governs your use of the Services.

13. Limitations on use

You may not use the Services for any unlawful purpose or in any way that could damage, disable, or impair the Services.

14. Links to third-party sites

The Services may contain links to third-party websites. We are not responsible for the content or practices of these third-party sites.

15. No warranties

The Services are provided "as is" without warranties of any kind, either express or implied.

16. Governing law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where Mirathify Inc. is incorporated.

17. General

These Terms constitute the entire agreement between you and Mirathify regarding the Services. If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

Contact Information

For questions about these Terms of Service, please contact us:

Email: support@mirathify.com

Website: https://www.mirathify.com

Response Time: We will respond to your inquiry within 30 days

This document was last updated on August 4, 2025.